California Bankruptcy Petition Lawyer
One of the most frightening and frustrating aspects of falling behind on your bills is being constantly barraged by threatening letters, phone calls and lawsuits brought on by your creditors. I understand that they have a job to do, but you don't have to be harassed.
I am Kendall D. Coffman. I have served clients as a San Mateo creditor harassment attorney for more than a decade. It is important that you contact me sooner rather than later. Getting your lawyer involved in your finances as soon as bankruptcy becomes an option allows me to examine your situation and act quickly to guide you into a fresh financial future.
My clients are typically concerned about two things that seem to compound their financial difficulties:
- Lawsuits: The common belief is that if you have been sued, you cannot file for bankruptcy. This is not true. You can still file and all of that previous financial information goes into your bankruptcy petition.
- Creditor harassment: Psychologically, the worst part about falling behind on your bills is the constant threatening communication from your creditors or collection agencies. They don't understand that you want to pay your bills — you just can't right now. They threaten to sue you and garnish your wages. If you file for either Chapter 7 or Chapter 13, you immediately get a court order called an "automatic stay." This stay prevents further attempts to collect on debt while the bankruptcy filing is in process.
As mentioned before, the above are only brief summaries of the potential benefits of filing for bankruptcy. I encourage you to contact my office to schedule a more detailed meeting.
If You Are Being Harassed by Creditors, Contact My Office
Filing for bankruptcy can be frightening if you feel as if there is no one standing by your side. I am attorney Kendall Coffman, and I have provided representation and guidance in bankruptcy filings for more than a decade. Contact my San Mateo office either online or by calling 866-899-8561. I offer a free 45-minute consultation. Contact me to schedule an appointment.